.insurance-rates-page {
  isolation: isolate;
  background: #dcd5e8;
}

.insurance-rates-page::before {
  content: "";
  position: fixed;
  inset: 0;
  z-index: -1;
  pointer-events: none;
  background:
    linear-gradient(180deg, #d4d4e675, #e9e1ed99 60%, #dcd5e8ba),
    url('assets/sky.webp') center / cover no-repeat;
}

.rates-hero {
  display: grid;
  grid-template-columns: 1fr minmax(0, .88fr);
  align-items: center;
  gap: clamp(18px, 4vw, 64px);
  padding-block: clamp(138px, 18vh, 196px) clamp(35px, 6vw, 80px);
}

.rates-intro h1 {
  margin: 16px 0 22px;
  color: var(--ink);
  font-size: clamp(2.8rem, 6vw, 6rem);
  font-weight: 600;
  letter-spacing: -.065em;
  line-height: 1;
}

.rates-intro h1 span { color: #745a88; }
.rates-intro p {
  max-width: 35ch;
  margin: 0;
  font-size: clamp(1.08rem, 1.65vw, 1.35rem);
  line-height: 1.55;
}

.rates-art {
  background: radial-gradient(ellipse, #fef3f9be, transparent 71%);
}

.rates-art svg {
  display: block;
  width: 100%;
  filter: drop-shadow(0 18px 24px #46345728);
}

.rates-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.9fr) minmax(0, 1fr);
  gap: clamp(16px, 2vw, 32px);
}

.rates-card {
  padding: clamp(22px, 3.5vw, 44px);
  scroll-margin-top: 115px;
}

.rates-card-header {
  display: flex;
  align-items: center;
  gap: clamp(12px, 1.5vw, 20px);
  padding-bottom: clamp(18px, 2vw, 26px);
  border-bottom: 1px solid var(--glass-divider);
}

.rates-icon {
  display: block;
  flex: none;
  width: clamp(42px, 4vw, 54px);
  height: clamp(42px, 4vw, 54px);
  padding: clamp(8px, .8vw, 11px);
  color: #655078;
  fill: none;
  stroke: currentColor;
  stroke-width: 1.6;
  stroke-linecap: round;
  stroke-linejoin: round;
  background: var(--glass-light-fill);
  border: 1px solid var(--glass-edge);
  border-radius: 16px;
  box-shadow: var(--glass-small-shadow);
}

.rates-card h2,
.rates-help h2 {
  margin: 0;
  font-size: clamp(1.35rem, 2.65vw, 2.1rem);
  font-weight: 600;
  letter-spacing: -.035em;
  line-height: 1.16;
}

.rates-scope {
  margin: 5px 0 0;
  font-size: .75rem;
  font-weight: 700;
  letter-spacing: .095em;
  line-height: 1.35;
  text-transform: uppercase;
}

.rates-plans {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 0 clamp(16px, 2vw, 28px);
  margin: 0;
  padding-top: 14px;
  padding-inline-start: 0;
  font-size: clamp(1rem, 1.35vw, 1.05rem);
  font-weight: 500;
  line-height: 1.5;
}

.rates-plans li {
  margin-inline-start: 1.1em;
  padding-block: 7px;
}

.rates-plans li::marker { color: #745a88; }

.rates-pricing {
  display: flex;
  flex-direction: column;
}

.rates-payment { padding-block: 20px; }
.rates-payment p { margin: 0; line-height: 1.5; }

.rates-payment section + section {
  margin-top: 20px;
  padding-top: 20px;
  border-top: 1px solid var(--glass-divider);
}

.rates-payment h3 {
  margin: 0 0 4px;
  font-size: 1.1rem;
  font-weight: 600;
}

.rates-price strong {
  margin-inline-end: .12em;
  font-size: clamp(1.7rem, 2.5vw, 2.25rem);
  font-variant-numeric: lining-nums tabular-nums;
  letter-spacing: -.04em;
  line-height: 1.25;
}

.rates-monthly {
  margin: auto 0 0;
  padding: 12px 14px;
  border: 1px solid var(--glass-edge);
  border-radius: 14px;
  background: var(--glass-light-fill);
  font-size: .95rem;
  line-height: 1.5;
}

.rates-help {
  padding-block: clamp(32px, 6vw, 72px);
}

.rates-help .glass-panel {
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: 18px 28px;
  padding: clamp(22px, 3vw, 36px);
  background: var(--glass-reading-fill);
}

.rates-help p { margin: 8px 0 0; }
.rates-help .arrow-link,
.rates-intro .arrow-link {
  margin: 0;
  min-height: 44px;
  padding-block: 10px;
  border-bottom: 0;
  font-size: .95rem;
  text-decoration: underline;
  text-underline-offset: 4px;
}

.rates-intro .arrow-link { margin-top: 10px; }

@media (max-width: 940px) {
  .rates-grid { grid-template-columns: 1fr; }
}

@media (max-width: 780px) {
  .rates-hero {
    grid-template-columns: 1fr;
    gap: 10px;
    padding-block: 112px 20px;
  }
  .rates-art {
    width: min(100%, 360px);
    justify-self: center;
  }
}

@media (max-width: 580px) {
  .rates-plans { grid-template-columns: 1fr; }
}